170+ BEST Money Affirmations [A Definitive List]

If you’ve ever wondered “can affirmations make you rich?” or “what can I say to attract money?” then this article is for you! Money Affirmations to manifest abundance, wealth and prosperity are understandably popular and is often the place where people start when they begin with affirmations.

Money Affirmations are positive statements or phrases related to wealth and prosperity that are regularly repeated to encourage positive and helpful thoughts, feelings and attitudes in order to manifest abundance in your life.

Money Affirmations are powerful if used correctly. I’ve used them for a long time, with great success. So today, I’d love to share with you over 170 Money Affirmations which you can use to create the life of abundance, wealth and prosperity you desire.

How do Money Affirmations Work?

Affirmations are really anything that you say or think. We tend to use the same (or very similar) affirmations over and over throughout our life.

Unfortunately, many of the affirmations we use are negative and don’t serve us to create the life of abundance we desire. Do any of these sound familiar?

“I never have enough money”

“Money goes out quicker than it comes in”

“I can never get on top of my bills”

“I’m no good at managing my money”

“I always miss the best deal”

“Money doesn’t grow on trees”

You’re constantly using affirmations whether you realise it or not! And we often don’t realise it, as it’s done at the unconscious level. Your unconscious mind keeps running the same thought patterns, which impacts your beliefs, how you feel and how you behave.

Your thoughts, beliefs and emotions about money, is what Japan’s most influential Money Master, Ken Honda refers to as Money EQ.

Ken has a FREE Masterclass where he introduces you to 7 money beliefs that are holding you back from prosperity and adundance. Check it out for free here.

Healing Your Money Wounds

So, if all these patterns run at the unconscious level how on earth do you change them? This is where affirmations come in.

Affirmations are an easy way to consciously choose the words you want to say or think about yourself. It’s the first step to taking control of your unconscious mind and feeding it ideas and words that do serve you.

You can think of affirmations as words that will help eliminate something from your life or help create something new in your life.

“Affirmations are words that will help eliminate something from your life or help create something new in your life.”  

Louise Hay

The unconscious mind doesn’t know the difference between something that’s true and something that’s not.

Many people struggle with affirmations when they start as they seem so far from their current reality. If you’re broke and don’t have the money to pay this month’s rent, it may feel like a bit of a stretch to say an affirmation like, “I am good at attracting prosperity.”

But the thing is, your unconscious mind doesn’t know whether this is true or a lie – it can’t make this distinction. Over time, it accepts this statement as true and will start to seek out experiences and opportunities that are aligned with such a truth.

“Thoughts become things. If you see it in your mind, you will hold it in your hand.” 

Bob Proctor

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How to Use Money Affirmations

There’s many different ways to use Money Affirmations. Go through the list of affirmations below and highlight any that resonate with you. If you’re new to using Money Affirmations, pick a couple that don’t feel too far from the truth for you.

You’ll need to stick with these affirmations for a while, so don’t pick something that will make you feel disheartened when it doesn’t work after two days!

Think of taking your unconscious mind by the hand and leading it along the path towards the reality you ultimately want to manifest.

Starting with “I allow my $20,000 months to come quickly and easily” when you don’t have the money to buy this week’s groceries may feel so unrealistic that you give up on it too quickly. Choose something that’s a bit of a stretch and may feel a little uncomfortable but not totally disheartening!

Choose something that’s a bit of a stretch and may feel a little uncomfortable but not totally disheartening!

When I started using Money Affirmations, I struggled with the ‘I am’ affirmations. I just felt daft as they seemed like a total lie and so far from the truth.

So, I started with ‘I have…’ and ‘I am willing to…’ statements. Or you might like to start with, “I release the fear of poverty and scarcity.” And then add in an ‘I am’ statement once you feel ready.

I encourage you to have a bit of fun with these affirmations – think of them as success affirmations. Remember, the unconscious mind doesn’t know the difference between the truth and a lie, so push yourself out of your comfort zone a bit. It doesn’t matter if the affirmation isn’t currently true – that’s the whole point!

So, once you’ve picked your affirmations that you want to start with, here’s some ideas on how you can use them:

Say Abundance Affirmations in the Mirror

Mirror Work: Say your Money Affirmations out loud while looking in the mirror. This is great to do as Morning Affirmations while your getting ready in the morning.

Affirmation Journal: Write your affirmations in a journal. Be sure to check out my articles on affirmation scripting for full step-by-step guides:

369 Manifestation here

33×3 Manifestation here

55×5 Manifestation here

Write Abundance Affirmations in your Journal
Use Abundance Affirmations as a Mantra

Mantra: Say a money affirmation as a mantra to yourself throughout the day, while you’re meditating or even as part of your yoga practice.

The Pillow Method: Say an money affirmation in bed as you’re getting ready to go to sleep. There’s something especially powerful about using affirmations before you go to sleep. This is because your unconscious mind will continue to process and work on them while you’re asleep.

Use Abundance Affirmations with the Pillow Method

This is called the Pillow Method and you can find more out about it in my article, here.

Use Abundance Affirmations in Your Manifestation Jar

Manifestation Jar: Write your money affirmation on a piece of paper and put it in your Manifestation Jar. Check out my article here to find out how to use a Manifestation Jar.

170 Money Affirmations

Right, without any further ado, here’s my list of Money Affirmations…

  • Every day I am attracting more and more abundance into my life.
  • I accept and receive unexpected money.
  • I am a millionaire in the making.
  • My income increases every day.
  • I release the fear of poverty and scarcity.
  • I have more than enough money to do all the things I want and need to do.
  • I am a wealthy entrepreneur who is living life on my own terms.
  • I am able to handle challenges in becoming rich.
  • I am about to receive more money than I could ever imagine.
  • I am abundance.
  • Every month I receive expected and unexpected income.
  • I am allowing myself to experience greater financial abundance.
  • I am at the peak of business prosperity.
  • I always attract the exact amount of money I plan to each month.
  • I am attuned to the frequency of love and abundance.
  • I am aware of the abundance around me.
  • I am banishing all doubts in achieving my financial independence.
  • I am becoming proficient in making money.
  • I am continuously improving in my profit generation.
  • I am born to be rich.
  • I am deserving of the abundance that I attract.
  • I am bringing more and more money to my bank account.
  • I am capable of overcoming any money obstacles that stand in my way.
  • I am certain that the Universe conspires to make me rich.
  • I am able to pay for both my needs and wants.
  • I am convinced that abundance is my birthright.
  • I am choosing to be abundant now.
  • I am embracing the prosperous life I had once dreamt of.
  • I am enjoying my prosperity together with my loved ones.
  • I am financially abundant.
  • I am good at attracting prosperity.
  • I am friends with prosperity and financial abundance.
  • I am fully supported by my loved ones in becoming a wealthy entrepreneur.
  • I am generous with my money.
  • I am aligned with the energy of wealth and abundance.
  • I am getting richer and richer every month.
  • I am expanding my opportunities to earn more.
  • I am grateful for everything that I receive.
  • I am attracting all forms of monetary gains.
  • I am in my best shape to create financial prosperity.
  • I am destined to become wealthy.
  • I am a magnet for money.
  • I am already rich.
  • I am magnetic to health, wealth, abundance, prosperity and money.
  • I am just about to receive a large amount of money.
  • I make money easily.
  • I am living my life in a state of complete abundance.
  • I am making progress with my finances.
  • I am more than ready to begin a life of great prosperity.
  • I am naturally attracting new clients to my business.
  • I am no longer a stranger to wealth.
  • I am so grateful that I get to work less and earn more
  • I am ready to diversify my income.
  • I am equipped with the right tools to become rich.
  • I am not available for anything less than a six-figure income.
  • I am open and ready to attract abundance into my life.
  • I am living a life of abundance.
  • I am attracted to all forms of abundance.
  • I am surrounded by wealth.
  • I am committed to living a life full of abundance and financial blessings.
  • I am open to being the type of person who earns a lot of money
  • I am rich.
  • I always attract more money-making opportunities.
  • I always have more than enough money.
  • I am opening myself to unlimited wealth.
  • I am prosperous.
  • I am responsible with money.
  • I have a wealth mindset.
  • I am radiating abundance to my business.
  • I am ready to handle massive monetary gains from my business.
  • I am receiving large pay checks into my bank account.
  • I deserve prosperity.
  • I am receiving so much money from all directions.
  • I am soon to be among the richest in the industry.
  • I radiate abundance.
  • I am choosing to be wealthy now.
  • I am a success magnet.
  • I always earn way more than I spend each month.
  • I am grateful for the comfortable life my prosperity offers.
  • I am prepared to take my finances to a whole new level.
  • I am a wealthy entrepreneur.
  • I always have the money for everything I need.
  • I am swimming in the vastness of my own prosperity.
  • I am the master of my own finances.
  • I release all resistance to attracting money.
  • I always attract the right clients no matter how big my audience is.
  • I am envisioning a prosperous year for my business.
  • I am transforming all energies into something profitable.
  • I am grateful for the satisfaction I get out of earning more.
  • I am wealthy.
  • I am open and receptive to all the wealth life offers me.
  • I am embracing new income streams.
  • I am grateful for the opportunity to make a six-figure income.
  • I am open to being successful in business.
  • I am naturally gifted with money.
  • I am financially free.
  • I always amass more wealth from my business.
  • Every day I am becoming richer and richer
  • I am born to grow financially abundant.
  • I am choosing to be richer than my wildest dreams now.
  • I am confident of my money-making skills.
  • I am grateful for the opportunities that make me richer.
  • I am a wildly wealthy woman/man.
  • I am welcoming high-paying clients to my business.
  • I am good at making lots of money.
  • I am creating an avalanche of financial blessings.
  • I am regularly seeing my money grow in the bank.
  • I am worthy of the wealth I desire.
  • I attract money to me easily and effortlessly.
  • I have an abundance mindset.
  • I am grateful for money.
  • I am ready for my $10,000 months.
  • I attract more and more clients every day.
  • I attract success.
  • I am open to giving what is in the highest and best for all.
  • I believe there is enough money for everyone.
  • I boldly conquer my money goals.
  • I have everything I need to be prosperous.
  • I change the world with my money.
  • I create an avalanche of financial abundance, and I give back in amazing ways.
  • I deserve to make more money.
  • I am open to receiving what is in the highest and best for all.
  • I feel marvelous as a rich person.
  • I am worthy of making more money.
  • I am releasing every block that hinders my prosperity.
  • I am grateful for the opportunity to make a seven-figure income.
  • I get better at managing money every single month.
  • I get highly paid just for being me.
  • I attract people who love to buy my offers.
  • I am worthy of the wealth that I attract.
  • I am open to receiving limitless abundance.
  • I live a prosperous life.
  • I love money and money loves me.
  • Money flows to be freely.
  • I love to give money a good home.
  • I make products that transform lives and are worthy of massive compensation.
  • I only think thoughts of wealth and abundance.
  • I radiate wealth, abundance, and prosperity.
  • I always track my finances and notice the increases.
  • I reject disbelief and welcome abundance.
  • I release every block that held me back from receiving prosperity.
  • I see a millionaire’s lifestyle in my future.
  • I see abundance all around me.
  • I have multiple streams of reliable income.
  • I’m financially abundant, and money comes to me naturally.
  • I’m open and receptive to all the wealth life offers me.
  • I am grateful that I don’t need to overwork to attain prosperity.
  • Large amounts of money are coming to me in ever increasing amounts.
  • Money comes to me easily and effortlessly.
  • Wealth constantly flows into my life.
  • I am a money magnet.
  • I always have enough money.
  • Money is like air for me – always available.
  • My actions create constant wealth, prosperity, and abundance.
  • My dreams are coming true.
  • I live an abundant life.
  • I attract money to me.
  • I attract customers quickly and easily on a daily basis.
  • Wealth floats around me daily.
  • I am transforming myself into a money-making machine.
  • My life is full of unlimited abundance.
  • My riches are forever increasing as I give more of myself in service to the world.
  • My success is necessary.
  • Wealth is pouring into my life.
  • My wallet and bank balance are overflowing with money.
  • My wealth shines from within me.
  • Prosperity is drawn to me.
  • Riches flow through me like waves in the ocean and come back again.
  • Thank You.
  • Today I am attracting wealth, abundance, and wellbeing.
  • Wealth flows to me from all directions.
  • I allow my $20,000 months to come quickly and easily.

Money Affirmations While You Sleep

Doing Money Affirmations before you go to sleep is powerful as your mind is relaxed and highly receptive to suggestion.

Your unconscious mind will take all these ideas on board and continue to work on your affirmations while you sleep.

Listening to recorded Money Affirmations is a great way to do this. Here’s some of my favorites to get you started:

Money Affirmations: Final Thoughts

Practicing Money Affirmations over a period of time is a great way to re-program your unconscious mind so that you can create the life of abundance, wealth and prosperity that you desire.

It’s an empowering practice as you take back control of your unconscious mind and start to design the reality that you do want. As self-development master, Deepak Chopra says, “Abundance, joy and prosperity all begin within the mind.”

“Abundance, joy and prosperity all begin within the mind.”

Deepak Chopra

There’s tonnes of research now that shows that affirmations can have a positive impact upon your performance, self-esteem and wellbeing, so it’s really worth giving affirmations a go. More on this here.

If you’d like more on positive affirmations, I’ve created a free guide for you called 365 Positive Affirmations: One for Each Day of the Year. It’ll give you loads of inspiration and make using positive affirmations super easy! It’s in my free Manifestation Toolbox (along with many other free guides, e-books and workbooks) which you can access for free here.

Also, be sure to check out my articles, 300 Best Love Affirmations here and What are Affirmation Cards [And 12 Easy Ways to Use Them] here.

As with all manifesting, it’s important to keep your energy vibration high when doing Money Affirmations.

Do your Money Affirmations with a sense of optimism and positive anticipation, not a feeling of scarcity and lack.

Remember, money is energy just like everything else, so the higher vibration you’re in when you do affirmations, the more effective they’ll be! As bestselling author, Abraham Hicks says, ““Be happy in anticipation of what’s coming!”

Hi, I'm Jessica

To your best life,

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